Loans Calculator

Calculate interest base on

Expert Loan Tips

Before you apply for a personal loan, consider other forms of credit. You might find a credit card is cheaper and a card with a 0 per cent introductory offer on purchases will enable you to spread the cost of big purchase interest-free.

*The rates above are indicative, visit a branch near you for more details.

Particulars of Shareholding


Monthly reports are made to the Capital Markets Authority (CMA) and the Nairobi Securities Exchange (NSE) on the particulars of the shareholders as required by the law.

The following are details of key strategic shareholders of the bank:


Helios invested in excess of Kshs 11 billion in 2007 to become the largest shareholder in Equity Bank with 24.45% shareholding. Helios is an Africa-focused private investment firm which operates a family of funds and their related co-investment entities, aggregating more than $1.7 billion in capital commitments, pursuing a full range of investment types, including business formations, growth equity investments, structured investments in listed entities and large scale leveraged acquisitions across Africa. Helios’ principals are Africans with a strong entrepreneurial track-record and sound experience in start-up and growth investments.

Helios manages capital on behalf of a group of investors, comprising of several leading global funds of funds, endowments and foundations, sovereign wealth funds, family offices, high net-worth individuals and development finance institutions, and all of Helios’ own investment professionals. Notable among the investors are:

  1. U.S. Overseas Private Investment Corporation (“OPIC”)
  2. CDC Group PLC
  3. International Finance Corporation (“IFC”)

Helios has access to an extensive global network of strategic, operational and financial partners and works actively with senior management of companies in which it has invested, including through its representation on the board of the portfolio companies.

Among the other major investments undertaken by Helios in Africa are:

  1. The acquisition of Interswitch Limited, the leading electronic payments processing company in Nigeria. 
  2. The US$ 50 million acquisition of a 16% shareholding in First City Monument Bank (FCMB) PLC of Nigeria; Vivo Energy, the joint venture between Helios and Vitol Group (“Vitol”) acquired for US$1 billion
  3. Royal Dutch 
  4. Shell PLC’s (“Shell”) downstream businesses in Africa.


BAICL is the holding company for the British-American Group in East Africa. It is a company listed on the Nairobi

Securities Exchange. British American Group is a global financial services firm and has two subsidiaries in Kenya namely British American Insurance Company (Kenya) Limited and British American Asset Managers (BAAM).

The largest shareholder in BAICL is British-American (Kenya) Holdings Limited which company is in turn controlled by British American Insurance Co. (Mauritius) Limited, a company incorporated in Mauritius where the Regional Office is located. The parent company of British American Insurance Co. (Mauritius) Limited is British American Holding Limited, a company registered under the International Business Companies Act of the Commonwealth of the Bahamas. The global operations of the Group are ultimately controlled by British American (UK) Limited, a company domiciled in the United Kingdom.