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Expert Loan Tips

Before you apply for a personal loan, consider other forms of credit. You might find a credit card is cheaper and a card with a 0 per cent introductory offer on purchases will enable you to spread the cost of big purchase interest-free.

*The rates above are indicative, visit a branch near you for more details.

Foreign Demand Drafts

 It is a service for facilitating payments for clients who require guarantee for making payments abroad

Features & Benefits

  1. FDD issued in USD, GBP and EUR.

  2. Preferential rates available for amounts exceeding USD/GBP/EUR 1,000.

  3. Competitive commission charged.

Related Services
Post-Import Finance

Post-Import Finance

A loan facility given by the bank to an importer (customer) to settle bills of exchange that have matured and the importer (customer) has not mobilized adequate resources to settle the same.


Letters of Credit

Letters of Credit

A Letter of Credit is an undertaking issued by a bank (Issuing Bank) for the account of the buyer (the applicant) to pay the beneficiary (the seller), provided that the terms of the Letter of Credit are complied with. It is generally used to facilitate importation / Exportation of goods and services as well as local trade.

Structured Trade Finance

Structured Trade Finance

This is a term used to describe various financing techniques or even restructuring techniques i.e. any structure that isolates asset being financed from the originator and used to support the financing being raised as collateral/ source of disbursement.