Pre-Shipment Finance

Facility offered by the Bank to the customer to purchase inputs for the production process of goods which are for onward sale/export. The facility helps to generate additional working capital to enable client meet production demands and it must be backed by an export LC or a confirmed export order


  1. Provides additional working capital with flexible security requirements
  2. Cheaper than other borrowing facilities and can be used on a revolving basis
  3. Enables taking of very large orders

Key Features:

  1. The product has a maximum tenor of 90 days for confirmed export order or up to 180 days for export LC.
  2. The facility needs to be fully secured by asset collateral. Flexibility will be allowed when financing is supported by a letter of credit
  3. The facility is self-liquidating.
  4. The bank charges appraisal fee and interest.


Featured Product