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Expert Loan Tips

Before you apply for a personal loan, consider other forms of credit. You might find a credit card is cheaper and a card with a 0 per cent introductory offer on purchases will enable you to spread the cost of big purchase interest-free.

*The rates above are indicative, visit a branch near you for more details.

Bank Guarantees


A written irrevocable undertaking issued by the bank to pay to the beneficiary a specific sum of money on demand in the event that its customer (applicant) has not fulfilled his contractual obligations, within the validity of the guarantee.  Guarantees can be local or foreign. It helps to ensure that customers meet their performance obligations under contracts with their clients.  Accessible to Equity Bank customers who require a guarantee/bond from the bank.